2/14/2026 at 10:03:42 AM
by kinj28
2/14/2026 at 12:04:55 PM
There are lots of different places credit is extended between counterparties in the credit card processing flow.The most obvious one for processor to merchant is chargebacks. The window fo those can be up to 6 months.
Bank statements might also be used for fraud prevention and kyc requirements.
Disclaimer: I used to work at stripe but not in this area and I don’t know the specifics of why Stripe is asking for these documents.
by kasey_junk
2/15/2026 at 11:19:10 PM
They want to know your accounts, they will force you to link it so they can reach there and claw back money for disputes etc.by segmondy
2/15/2026 at 6:51:57 PM
Don't use stripe. It's none of their business and they already have a bad reputation.by gethly
2/16/2026 at 12:14:57 PM
Any alternatives that you recommend?by yomby
2/16/2026 at 5:11:10 PM
What about the old school processors like Authorize.net and Cybersource? It has been over a decade since I worked with them, so not sure what they are like now.by pickle-wizard
2/16/2026 at 12:51:15 PM
Braintree is now essentially paypal, so that is off the list. Adyen is good but can be strict with what businesses they support.In short, i recommend using local providers, not these multinationals. Each country has a bunch of them, so there is plenty of choices, they are just not world renown brands.
by gethly
2/16/2026 at 7:22:39 PM
And how to connect them to your services without being a programmer?by carlosjobim